In the dynamic world of business, each endeavor tells a unique story, fueled by vision and determination. At Adiguru, we don’t just offer Commercial Loan Services; we become the architects of your business aspirations. As you navigate the landscape of expansion, innovation, or new opportunities, consider us not merely as financiers but as dedicated partners propelling you toward unparalleled success.
Our commitment extends beyond the transactional. We delve into the heartbeat of your business, understanding its rhythm, and curating financial solutions that resonate. At Adiguru, you’re not just a client; you’re a collaborator, and our mission is to nurture your journey to business excellence.
FAQs
Can I get a loan for any type of commercial property?
Yes, we provide loans for a variety of commercial properties including office spaces, retail outlets, warehouses, and industrial properties.
What documents are required for a commercial property loan application?
You will need proof of identity, address, financial statements, property documents, and any other documents as required by the bank.
How long does the commercial property loan approval process take?
The approval process typically takes a few weeks, depending on the completeness of your application and documentation.
What is the maximum loan amount I can get for a commercial property?
The maximum loan amount depends on your business profile, repayment capacity, and the value of the property. Our partner banks will assess these factors to determine your loan amount.
Are there any prepayment penalties for commercial property loans?
Some loans may have prepayment penalties. We provide transparency on any associated fees from our partner banks.
Can I include registration and other fees in my commercial property loan?
Yes, additional costs such as registration fees can often be included in your loan amount, subject to bank policies.
What is the typical repayment period for commercial property loans?
Repayment periods vary based on the loan terms and conditions agreed upon with the bank, typically ranging from 5 to 15 years.
Can I transfer my existing commercial property loan to Aduguru Financial Services?
Yes, we facilitate the transfer of existing loans to potentially better terms with our partner banks.
Do you offer pre-approval for commercial property loans?
Yes, we provide pre-approval services to help you understand your budget and streamline your property buying process.
Can I apply for a commercial property loan jointly with a co-applicant?
Yes, joint applications with a co-applicant can enhance eligibility and loan amounts based on combined financial profiles.
Is collateral required for a commercial property loan?
Yes, the commercial property being purchased typically serves as collateral for the loan.